So… what’s the deal with the verbal threshold? In New Jersey there are countless companies offering automobile insurance and countless types of automobile insurance plans those companies offer. Quite possibly the most important option to be aware of is called the Verbal or Limitation on Lawsuit Threshold option. Choosing this type of coverage drastically limits your ability to bring a lawsuit for injuries sustained in a New Jersey automobile accident. You should not choose this option if you want to maintain your rights to sue for your injuries. If you want to maintain your full rights to sue, you need...