39:6B-2 No Insurance Ticket – One Year Suspended License Can Now Be Avoided

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39:6B-2 No Insurance Ticket – One Year Suspended License Can Now Be Avoided

N.J.S.A.39:6B-2 has always been a difficult ticket to defend. In my career, when clients and potential clients would ask me about this ticket, I would instantly cringe. Quite simply in the past, the harsh no insurance ticket would mean an immediate suspension of your license for a full year. Other tickets which call for a potential loss of license (DUI, drug charges, driving on suspension, etc.) at least had ways to fight and/or negotiate

On January 17, 2014, Governor Christie signed A-1844 into law as P.L. 2013, c.237. The new law took effect on January 17, 2014. A copy of the law is attached and is available on the Judiciary Infonet under Legal Reference/Legislation Affecting Courts. Below is a summary of the law.
The new law amends N.J.S.A.39:6B-2 to provide that the one-year driver’s license suspension penalty for a first offense of driving without the required motor vehicle liability insurance coverage may be reduced or eliminated by the court if the person provides satisfactory proof of insurance at the time of the hearing. A person who is convicted for a first offense of operating a motor vehicle without the required motor vehicle liability insurance coverage remains subject to a fine of not less than $300 nor more than $1,000 and a period of community service to be determined by the court.

Penalties for Driving without Auto Insurance in New Jersey (Statute 39:6B-2)

The penalties under New Jersey law for driving without auto insurance are severe, approaching those levied for DUI convictions. The monetary fine can be set anywhere from $300 to $1000, there is a mandatory one year license suspension, and community service is ordered as determined by the court. This year-long suspension can seem particularly harsh, given the relative leniency of other states in this regard (Connecticut has a 6 month suspension, Pennsylvania has 3 months, and Massachusetts has only 60 days). The penalties for a second conviction include 14 days of imprisonment, a fine of up to $5000, and 2 years of license suspension.

That year-long suspension can seem Draconian, especially since a DUI conviction (of BAC greater than .08% but less than .1%) carries a suspension of only 3 months. Remember, though, that the law requiring all cars to be insured is a matter of public safety. Even if you are a flawless driver, not everyone else is. If you let your insurance lapse and someone else hits you, it will be very difficult to be able to get the compensation you need to pay for damage to your vehicle or medical bills.

The court does not have to prove that a driver knowingly operated a motor vehicle without insurance: it is enough that the driver “should know from the attendant circumstances” that the vehicle has no liability coverage. An affirmative defense against this charge would be to provide documentation in court that the vehicle did actually have liability coverage at the time of the ticket.

If you believe you have been ticketed for driving without insurance in error or you need legal representation for this offense, don’t delay: seek legal representation as soon as possible to protect your rights and mount a defense against these penalties! Contact The Morano Law Firm at 201-598-5019 or newjerseylawyernow@gmail.com today!